Online Casinos ยป Real Money

Online Casino Real Money NZ 2022

Brayden Chinner
| Updated: August 10, 2022

There has been significant growth in the availability of casinos in New Zealand. As there are countless options, it becomes challenging to find an online casino for real money that is genuine. But, you need not worry about it too much. This guide will help you shuffle through the list and find the best real money casinos.

  • secure and trusted online casinos NZ
    Secure & Trusted

What are the factors for you to consider? How can you distinguish genuine platforms from fake ones? You will cover these and also get a couple of recommendations and lists, with a brief review of each online casino for real money NZ.

๐Ÿ“ƒ Extra Criteria for Ranking Real Money Online Casinos

๐ŸŽŸ๏ธ Online Casinos For Real Money๐Ÿ”Ž General Overview
๐Ÿ’ฐ Best Real Money CasinoJohnny Jackpot Casino  
๐ŸŽฎ Real Money GamesRoulette, Blackjack, Slots, etc.
๐ŸŒ Online Gambling Portals75+
๐Ÿ‘‘ Best BonusesNZ $1,500 + 150 Free Spins
โž• Maximum DepositNZ $5,000
โž– Minimum DepositNZ $1-100
โ™พ๏ธ Withdrawal LimitsNZ $5,000 – $50,000 Per Month
๐Ÿ›’ Payment OptionsPoli, PaySafe, Credit / Debit, Visa, E-Wallet, etc.
๐Ÿ’ฒ CurrenciesNZD, AUD, USD, BTC, etc.
๐Ÿ’ถ Gambling LicencesMalta Gaming Authority, UKGC
โš™๏ธ Software ProvidersTop Providers like Microgaming

As experts in the field, we review each real cash casino with certain criteria. Our criteria extend to greater length with expert insights and specialist review. With years of combined experience, we bring you each real money online casino NZ. However, you can also use this checklist to find a worthwhile platform:

๐Ÿ” Average Money Return Rate (RTP)

An RTP is the percentage of the money the casino returns to the players. For instance, if a casino has an RTP of 95% and players have invested $100 in the casino, it will return around $95 back to players. The best casinos will offer a fair return to player percentage.

๐Ÿ’ฐ Bonuses with No Cash Needed

There are often promo or coupon codes that allow you to acquire a small amount of money (i.e, $5-$10 rewards). Alternatively, there are no deposit bonuses or sign up bonuses that the real money gambling casino will offer.

๐Ÿ… Ability to Win Money

Often, the ability to win money is similar to getting a fair RTP. However, people often suspect an online casino to be rigged for losses. So, we evaluate a casino on the basis of whether you can earn money from it or not. The games go through various audits and evaluations like RNG mechanism checks, and fair play to ensure you receive genuine real money casinos.

๐Ÿ›ก๏ธ Secure and Trustworthy Casino

There’s no way for an online casino to be the best online casino until it has apt security. It requires proper encrypted technology like 128-bit to 256-bit. There is also SSL integration. Often, third-party information and data selling are also under consideration for the policies. After these evaluations of casinos, you receive a good list.

On the other hand, if you’re looking for a list of trusted online casinos NZ, you can check this section. It has a review curated by the experts on the casinos exclusively available in the area.

๐Ÿ•น๏ธ Variety and Quality of Casino Games

To be the best online casino, it is equally important to offer a wide range of titles and options. These include categories like live casinos, video poker, and table games. Furthermore, the range of titles, branded slots, and more will also make a significant impact on casinos to retain clientele.

โšก Fast Payouts

You will come across a real money casino that would offer fantastic banking options. However, not all these banking methods will have fast payment features. Fast payouts are necessary because you don’t want to wait for too long. What if you want to use the earnings from a real money casino for something important?

โญ Best Payouts

Having the best payout isn’t about the payment speed or the banking support. It is about the limit in the deposit, and especially withdrawal. Most online casinos have hard-imposed limits like the amount you can withdraw each day, each week, and each month. Best payouts ensure you receive the freedom of withdrawal as you deem fit.

It also includes supporting various payment methods for real money.

๐Ÿ€ Top Online Casinos for Real Money in 2022

Rank CasinoNZ$10 Deposit CasinoBonus Offer
# 1Jonny Jackpot$1000+100FS
# 2Captain Spins$1200 + 260FS
# 3Jackpot CityNZ$1600

Are you looking for a list of online casinos in New Zealand that offer real money wagers, free spins bonuses, and more? Each NZD casino on the list offers support to the casinos in New Zealand. You can wager real money and enjoy online gambling sites. So, let’s have a look:

โญ Jonny Jackpot Casino

Among all the other real money casinos for Kiwis, Johnny Jackpot Casino is the most versatile and diverse. It offers more than a thousand titles in games, combining various categories. You can enjoy various bonuses, and it has flawless customer care.

โญ Captain Spins Casino

For the NZ players and kiwis, Captain Spins Casino is a top-tier gambling experience available online with real money. The casino has everything you can expect, like live dealer games, mobile versions, and fast withdrawals. There are more than 2,000 games for you to explore and indulge in gambling.

โญ Spin Casino

Spin Casino is among the oldest platforms that offer 24/7 customer service and various bonuses like 100% match and the first three deposit bonuses. There are even free slot rounds and $1,000 bonuses for you to redeem. Spin Casino is a long-running name. Hence, it is a safe and secure gambling casino for online poker and another brilliant array of games.

โญ Royal Vegas Casino

Now, here’s another one that supports mobile casinos and comes with various additions like progressive jackpots in the NZ online Casinos. It is licensed and a legit platform with the native commission. So, you don’t have to worry about legalities. If you’re one of the kiwis looking for a safe gamble with real cash, this one will certainly help you out.

โญ Jackpot City Casino

If you’re looking for a $1 deposit casino in New Zealand, Jackpot City is the leading name for high rollers. As an international casino, it is supported by Microgaming and other top-tier providers. It is unmatched in a casino experience, fast withdrawal, and versatile deposit methods. You can win real money not just by playing the online slots but also through jackpots and more. Overall, it has everything kiwi players could ask for. So, for NZ players, it is quite a treat.

โญ Lucky Nugget Casino

Among all the other real money casino sites, Lucky Nugget Casino is the oldest. It has been existing and thriving since 1998 and offers a payout percentage of more than 98%. It has a platform for both mobile devices and a PC. With a fantastic lineup of games, Lucky Nugget also offers a safe gameplay environment for the kiwis. Among all the NZ players, it is one of the must-play casinos. It also offers professional customer support.

๐Ÿคท๐Ÿฝ Real Money Casino Types: What to choose?

When you gamble online for real money, choosing an online casino also depends on the kind of casino operators. Furthermore, it is about whether you should be using mobile devices or not. So, should you be playing casino games on a mobile casino or stick to the PC game? What about instant play and download options? Let’s find out:

๐Ÿ–ฅ๏ธ Desktop or Mobile? ๐Ÿ“ฒ

If you play casino games on the desktop, the primary benefit is the screen and experience. You can connect speakers for loud sound and even have a big monitor screen. But if you look past that, there isn’t much that a desktop online gambling website offers that a mobile website can’t.

On the other hand, online gambling on a Mobile platform is a piece of cake. There are many casinos that invest in mobile websites. First of all, you get the ease of access from almost anywhere. You can take quick breaks to enjoy real money slots. A mobile website allows you to access online casinos from anywhere.

The only drawback is the screen; even then, today’s technology allows you to screencast mobile screens on TV or even connect Bluetooth to the loudest speakers.

โ–ถ๏ธ Instant Play or Download? โฌ‡๏ธ

On the other hand, an Instant Play Online Casino enables you to start playing online pokies and other games immediately. All you need to do is use the real money. This option works great if you have a stable and high-speed internet connection. You will have a lot of fun in an online casino.

Meanwhile, if you have an option to download an online casino, you could have a couple of benefits. For instance, you could play even with less stable internet. However, the online casino and all the games you download will consume a lot of storage space. There will be a time when you will have to update these casinos and games.

Meanwhile, if you use instant play, you won’t have to worry about upgrading the games or anything like that. All you have to do is invest real money and enjoy.

๐ŸŽฒ Best Online Casino Games for Real Money

Once you decide which casino is best for you, there is another question to ask: Which game should you play? If you are looking for a real thrill in a casino, there are table games and more. Let’s take a look at what the players will enjoy the most:

๐ŸŽณ Pokies

Pokies shouldn’t be confused with poker. In a casino, real pokies are the slots. The ones that you press the lever on and wait for the combination to pop. One of the great things about online casinos real money is that they have great pokies combinations. These have different rewards, and bonuses for you. So, it is worth giving it a try.

๐ŸŽด Poker Games

Any casino is incomplete without a game of poker. If you’re looking for a real money gambling site, check for a game of poker. If it has a collection of poker titles, enjoy. Most often, they provide live dealers or a live game for you to enjoy. So, you can give those a try. After all, you will play for real money with other NZ players or even the worldwide audience.

๐Ÿƒ Blackjack

This is one of the safe games when you gamble for real money. It has a low house edge, and there isn’t too much you have to do. If a casino has this option, you should certainly give it a try. There are a diverse set of rules, depending on which region’s set it follows. So, do keep an eye out for that.

๐ŸŽก Roulette

Now, among all the games, you can rest assured with this one if you like the thrill. Nothing can beat the excitement, the adrenaline, and the unpredictability of the game. It is a must-try for almost anyone who wants to test their luck. This is almost like playing for a jackpot. Make sure to get yourself a table for some real fun.

๐Ÿ‘จโ€๐Ÿ’ผ Live Dealer Games

As mentioned earlier, for a casino, there should be a live option for you to explore and enjoy. It will show you what the NZ casinos truly have to offer. The high-quality video with live players is a one-of-a-kind experience.

๐Ÿ“ฅ Depositing and Withdrawing Methods ๐Ÿง

License is an indispensable requirement for any casino to thrive under a government. However, deposit and withdrawal methods are integral if they want to retain players. For NZ players, it is pivotal to check for the different payment options a casino would offer them:

๐Ÿ’ท Prepaid Cards

Using prepaid cards is one of the best ways for you to stick to a budget for gambling. Not many casinos support it for the same reason. However, if you can find options like Paysafe card support, it would be highly beneficial for you. Prepaid cards are generally safer and anonymous, too.

๐Ÿ’ณ Debit & Credit Cards

Of course, it goes without saying that debit and credit card support should be a priority in almost any casino. Often, they offer the withdrawal method by using credit and debit cards, as well. Master Card, Visa Cards, and such are great options. However, withdrawals can take time.

๐Ÿ’น Paysafe

Paysafe is a great option if you’re trying to make a deposit. Withdrawal might not be possible. If you’re looking for a trusted Paysafe casino, check out the list. Offering Paysafe payment is a customer-centric service, and if a casino offers this, then it means that they are willing to go the extra mile for their patrons.

โ‚ฟ Bitcoin

Supporting cryptocurrency is becoming a popular trend among casinos. You will find various examples like Bitcoin Casinos or Crypto Casinos. If not all other cryptos, it should at least support BTC. This attracts more players, and if you’re a trader, you will certainly admire this option.

๐Ÿ›๏ธ Bank Transfers

While it is not the fastest method,  just like credit and debit card support, it is the ‘norm.’ It is something a casino should definitely have. But of course, they should also keep your bank details safe. They shouldn’t ask for too much, and it should be an easy transfer. There could be a fixed fee, but at least it is secure.


POLi is a popular payment method used by the people in the country. Among kiwis, it is quite popular for various reasons. Check out this list for a POLi casino, if you can’t find one by yourself. It is well-researched and compiled with casinos that support POLi.

๐ŸŽ Real Money Bonuses in New Zealand Online Casinos

There are many bonuses that you will come across. Here is the list of a couple of options that the casinos will offer you:

  • ๐Ÿ‘‰๐Ÿผ Free Spins ( + 10 to 1,000)
  • ๐Ÿ‘‰๐Ÿผ Match Bonus (25%, 50%, 75%, 100%, 200%, 500%)
  • ๐Ÿ‘‰๐Ÿผ No Deposit Bonus Coupon, Codes, And Promos
  • ๐Ÿ‘‰๐ŸผDeposit Bonus
  • ๐Ÿ‘‰๐Ÿผ Weekly Bonus
  • ๐Ÿ‘‰๐Ÿผ Birthday Bonus
  • ๐Ÿ‘‰๐Ÿผ VIP Membership / Subscriptions For Free
  • ๐Ÿ‘‰๐Ÿผ Jackpots Or Progressive Jackpots
  • ๐Ÿ‘‰๐Ÿผ Scratch Cards

When you try these bonuses, make sure to read the fine print. The fine print means learning about wagering requirements and how you can cash these bonuses. Most could be just for free for you to have an experience.

๐Ÿ“ฃ Benefits of Real Money Online Casinos for Kiwis

So far, you have received well-versed knowledge and information. Now, it is time for you to check out a couple of benefits. These are a handful; if you explore, you will find more:

๐Ÿ” Secure Money Transactions

If there’s real money involved and the casino is licensed, then you don’t have to worry about security. These casinos will have the best security for money transactions. If you want, some even offer anonymous options to safeguard your data and credentials. Check for the ones that have approval from the UK gambling commission.

๐Ÿ•“ 24/7 Cash Gambling

The best part about online casinos is that they are accessible 24/7. Unlike the brick & mortar casinos, you can log in anytime and play anytime. You can do it while you’re on the job, or traveling. There’s nothing stopping you as long as you practice responsible gambling.

๐Ÿ’Ž Suitable for All Budgets

We have curated a list, and this guide, to help you find the best casinos that are under your budget in the NZ area. Most casinos have bonuses, rewards, and deposit or withdrawal programs that will fit your budget. You can start gambling for as low as a $1 deposit and that is certainly a commendable approach.

โš ๏ธ Drawbacks of NZ Online Gambling with Real Cash

Of course, if there are positives, there are also negatives. Here is a quick list of the cons that you need to consider.

๐ŸŒ Slow Withdrawal Times (Sometimes)

As there’s a lack of casinos, there’s a lack of competition. This leads to less payment and withdrawal support. Similarly, the withdrawals can take time, especially if the casino is outside New Zealand. It could take a couple of days.

๐Ÿšง Money Payout Limits

Due to foreign exchange rates and many other regulations, there could be a limit to the payouts. However, this is true for most casinos, even the ones available in different countries. Most casinos have a payout limit per day, per week, or per month. Sometimes, it is a combination of these all.

๐Ÿšซ Lack of Casinos Taking NZD

It goes without saying that if there is a lack of New Zealand casinos, then there will be a lack of casinos that support the NZD currency. You can find a casino that supports other currencies faster than you can find the ones with NZD support. Still, we tried our best to bring you the list.

โš–๏ธ Regulation of Real Money Gambling In New Zealand

You don’t have to worry too much about the regulations. It is not against the law to join or gamble in casinos. You can play it as a hobby, and the income from the casino is treated the same. There is a low duty on gambling (1%), and unless it is your sole source of income, you won’t have to worry too much about tax.

However, the laws are a little vague. It is mostly alright to join and play on online casinos that are from other countries and governments.

๐Ÿ‘จโ€โš–๏ธ Responsible Gambling Measures In Online Casinos

Before joining a casino online in New Zealand, it is a good idea to check if it is associated with responsible gambling. The Responsible Gambling and Responsible Gaming associations are like certification for the authenticity of a casino. If the platform has it, you don’t have to worry too much.

There are also helplines and services available for the people. You can approach these services if you think that you might be prone to addiction or if gambling is affecting your life-oriented decisions.

๐Ÿ› Organisationsโ˜Ž๏ธ Contact Number
๐Ÿ›๏ธ BeGambleAware๐Ÿ“ž 0808-8020-133
๐Ÿ›๏ธ GamCare๐Ÿ“ž 0808-8020-133
๐Ÿ›๏ธ Gambling Helpline๐Ÿ“ž 0800-654-655
๐Ÿ›๏ธ Safer Gambling Aotearoa๐Ÿ“ž 0800-654-655

๐Ÿ‘ฎโ€โ™‚๏ธ Safety of Real Money Gambling Sites For Kiwis

If you have followed the guide so far, you will have a trusted casino. Still, it isn’t wrong to practice a couple of precautions. Here is a quick checklist to ensure your takeaways from the guide and the article:

  • Play only on licensed casinos and websites.
  • Check privacy policies, terms, and conditions.
  • Check for the terms and conditions of any bonus.
  • Check for the wagering requirement for the bonuses, RTP, etc.
  • Check for the withdrawal limit and methods.
  • Check for the deposit limit and methods.
  • See if the website has logos (and license numbers) of the associated organizations.

Once you follow through with these guidelines, here are a couple of tips for you:

  • Fix a budget for playing and stick to it.
  • Take breaks and make sure to balance your life.
  • Don’t get carried away by the winning steak.
  • If you’re losing, take a break.
  • Create a separate account for gambling to manage your finances.
  • Always change the password of your accounts once every month.
  • Keep exploring new casinos, bonuses, and options.

๐Ÿ Conclusion

This marks the end of the guide and the listing. Essentially, we hope that it provided value and helped you learn vital information to find casinos in your area.

You can apply this guide and the instructions with criteria to find the best options in your area.

So go ahead and have fun. Indulge in your wagering excitement!

FAQ for Real Money Online Casinos

1๏ธโƒฃ What Is The Best Online Casino For Real Money?

Real money casinos in New Zealand that offer great RTP and support the commonly used payment methods are among the best. They should have apt security and trusted policies. Apart from offering online casino games for real money, they should also offer bonuses like low or no deposit.

2๏ธโƒฃ Is It Safe To Play At A Real Money Casino?

It is always wise to practice precautions and safety from your end while playing online casino games for real money. However, the best real money online casinos will have great security protocols and encryptions to secure your game, payment credentials, and user data. Make sure that you find a genuine and reliable casino.

3๏ธโƒฃ Should I Pay Any Taxes When Winning Real Money?

According to the tax regulation, if you are winning money from casinos that are outside the country, you won’t have to pay tax. However, if it is your only source of income, you might have to pay the income tax. The gaming duty or gambling duty is also less than 1%.

4๏ธโƒฃ Can I Play At Real Online Casinos On Mobile?

There are online casinos with real money available for mobile platforms. You will have to choose between instant play or download. But in simple words, you can play online casinos for real money on your phone.

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